The Department for Work and Pensions (DWP) has confirmed that older state pensioners aged 80 and over can now receive up to £105.70 extra per week through the Over-80 Pension.
This financial support is aimed at retirees who either receive a basic State Pension lower than £105.70 per week or who do not receive any basic State Pension at all.
For thousands of pensioners, this change provides a much-needed weekly boost in the 2025 to 2026 tax year.
Who Qualifies for the Over-80 Pension?
To be eligible, claimants must meet specific requirements:
- Must be 80 years old or above.
- Must have been born before 6 April 1951 (men) or 6 April 1953 (women).
- Must have lived in the UK, Isle of Man, or Gibraltar for at least 10 years within a 20-year period (including the day before turning 80 or any day after).
- Must already receive a basic State Pension of less than £105.70 or no State Pension at all.
- Cannot qualify if they reached State Pension age on or after 6 April 2016.
State Pension & Over-80 Pension Payment Rates
Thanks to a 4.1% uprating in April 2025, the basic State Pension is currently valued at £176.45 per week for those with full qualifying years. However, many pensioners who fall short of the required National Insurance (NI) contributions get less than this full rate.
The Over-80 Pension ensures that retirees receive a minimum of £105.70 per week if their payments fall below that amount.
DWP Over-80 Pension Payment Examples
Scenario | Weekly Payment | Extra from DWP |
---|---|---|
Basic State Pension = £43 | £43 + £62.70 top-up = £105.70 | £62.70 |
Basic State Pension = £100 | £100 + £5.70 top-up = £105.70 | £5.70 |
No Basic State Pension | £105.70 full weekly payment | £105.70 |
Full Basic State Pension (£176.45) | No top-up available | N/A |
Over a year, eligible pensioners can gain up to £5,496.40 from this scheme.
National Insurance Contribution Rules
The basic State Pension depends on National Insurance (NI) contributions:
- Men born between 1945–1951: 30–44 qualifying NI years required.
- Women born between 1950–1953: 30–39 qualifying NI years required.
Those who fall short of these contributions often receive reduced pensions—making the Over-80 Pension a lifeline.
How to Claim the Over-80 Pension
- Applications can be made by contacting the Pension Service or requesting a form from Jobcentre Plus.
- Claims can be submitted three months before an applicant’s 80th birthday, or any time afterward.
- Payments are made weekly or four-weekly via direct bank transfer.
- Important: The Over-80 Pension is taxable income, meaning it may affect other benefits.
Why This Matters
With living costs still high, many pensioners rely on every pound to cover essentials. The extra £105.70 weekly support from the DWP ensures older pensioners can live with greater financial security and stability, regardless of their previous National Insurance record.
The Over-80 Pension provides a crucial safety net for the oldest pensioners in the UK. From the 2025/26 tax year, those aged 80 and above with a basic State Pension below £105.70 or no pension at all can claim additional support, boosting their income by up to £5,496.40 per year.
Seniors should check their eligibility and apply promptly to avoid missing out on this vital benefit.
FAQs
Who can claim the Over-80 Pension?
Anyone aged 80 or over with a basic State Pension below £105.70 or none at all may qualify.
How much extra can I receive each week?
Eligible pensioners can receive up to £105.70 per week, depending on their existing State Pension amount.
Does the Over-80 Pension affect other benefits?
Yes, it counts as taxable income, so it may impact other means-tested benefits.